Will Your Insurers Pay Out?
Posted: 3rd June 2011
Normally, the insurer will agree to extend cover when requested, although this might involve the payment of an additional premium or compliance with specific requests, such as turning the water off at the main. An alternative might be for the insurer to reduce the level of cover or increase the excess payable for certain types of claim during the period of absence. Also, substantial additional premiums are often required for household contents policies where there will be an extended void period. In some cases, it might be cheaper to put all or some of the household contents into secure storage.
There are insurers who specialise in providing cover for unoccupied homes and second homes.